In a large pot, heat a glug of neutral or coconut oil over medium heat
Add the paprika and cumin and fry briefly until fragrant
Add the onion, garlic, and a tsp of salt stir to coat
Drain the beans and add to the spice-onion base
Cover with water and increase heat to a boil
Reduce to a simmer and cook until the beans are tender adding more water along the way as needed
When the beans are cooked, turn the oven to broil
Brush the tortillas with neutral oil on both sides
Lay the tortillas on a baking sheet so that they don't overlap too much (a little is ok) and bake until brown about 4 minutes, then flip and repeat until crispy
Remove the tortillas from the oven and sprinkle with salt
Toss together the chard, cilantro, and crumbled cheese with a dash of hot sauce and neutral oil